Product Disclosure Statement (PDS)

You should read the PDS carefully before you make any investment decisions.

The PDS includes details on:

• How the product works
• Who manages the product
• The investment options available
• The fees and charges
• Tax and other regulatory matters

You can either...

1. Order a (free) copy of the PDS; or

2. Download the PDS:

• IRIS Super Income Stream PDS & IRIS Supplementary PDS - For retirement and transition to retirement.
  Note: The IRIS Super Income Stream PDS must be read in conjunction with the IRIS Supplementary PDS.
  
  
• IRIS Term Allocated Pension (TAP) PDS - to have a copy emailed to you, please click on option 1 above, or call us on 1300 367 485.

Please note: These are large documents and might take a while to download. You will need the (free) Adobe Acrobat Reader software on your computer to download the documents.