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Product Disclosure Statement (PDS)

You should read the PDS carefully before you make any investment decisions.

The PDS includes details on:

How the product works
Who manages the product
The investment options available
The fees and charges
Tax and other regulatory matters

You can either...

1. Order a (free) copy of the PDS; or

2. Download the PDS:

IRIS Super Income Stream PDS - For retirement and transition to retirement.
IRIS Term Allocated Pension (TAP) PDS
Note: Only available to investors who currently have an existing TAP with another provider and wish to transfer to an IRIS TAP.

These are large documents and might take a while to download. You will need the (free) Adobe Acrobat Reader software on your computer to download the documents.

Note: As of 2 May 2011 there was a change to the management fee charged to members. For further details please read the Significant Event Notice

If you would like to find out more about retirement income streams and investing in general, the Australian Securities and Investments Commission (ASIC) website has a number of tools and resources available.